Workers' Compensation

Workers’ Compensation and Risk Management  

ALLOY'S professional risk management team can provide coverage for your workers across the country.  We work with our clients and provide the expertise needed so they understand all of the options available to them, and then place the appropriate coverage for their employees' exposure in the workplace.  

ALLOY has the group buying power to provide you workers’ compensation coverage without the lump sum payments and discounts paid to you in arrears.  ALLOY takes care of all claims administration and risk management. 

  • No premium deposit, pay-as-you-go
  • No audit
  • Low group rates


The State of Ohio is one of three remaining monopolistic states for Workers Compensation today.  ALLOY has the privilege to operate a operate self-funded Workers Compensation plan.  Our fund covers all work-related losses in the same fashion as the State Workers Compensation Fund with the added benefit of our proactive team working on your behalf to resolve any claims that occur.  

ALLOY provides its clients with the ability to exit the Ohio State Insurance Fund and join the  ALLOY plan.  Our clients, in compliance with the terms set by the BWC, can enjoy the advantages of potential claims cost savings and administrative flexibility.  We also work with you to create a safer workplace. 

Focus on Cost Control

Our team is focused on keeping your plan compliant, cost-efficient and proactively managed.  ALLOY helps our clients to achieve these goals with expertise in these areas: 

  • Claims Management
  • Litigation Management
  • Return To Work
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